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Divided Congress Will Slow Legislative Process

By Monica Hogan

Although still undecided at press time, partisan control of Congress will be by slim numbers, with implications for the housing-finance industry both in the lame-duck session that starts next week and in the new Congress, which convenes in January.

Divided Congress Will Slow Legislative Process2022-11-18T18:35:19+00:00

Tumultuous Housing Market Has Potential Homebuyers Craving Stability, Concerned About Affordability

By Amanda Jacobson Snyder

Housing experts say persistent supply issues may continue to drive prices beyond the reach of many. Americans across generations have an enduring desire to own their own home, but high prices driven by a persistent lack of supply have a large share of would-be homeowners doubtful of their ability to make the dream of homeownership come true.

Tumultuous Housing Market Has Potential Homebuyers Craving Stability, Concerned About Affordability2022-11-10T21:40:17+00:00

The Potential Impact of Student Loan Debt Forgiveness on the Housing Market

By Vincent Salandro, Builder Magazine

President Joe Biden in late August announced a plan to forgive student loan debt for Americans. At the time the plan was announced, federal student loans totaled $1.6 trillion across more than 45 million borrowers.

The Potential Impact of Student Loan Debt Forgiveness on the Housing Market2022-10-24T15:58:44+00:00

Student Loan Debt Relief to Help FTHBs, Eventually

By Monica Hogan, Inside Mortgage Finance

New student loan debt forgiveness is expected to have a marginal impact on first-time homeownership in the short term, according to mortgage industry watchers.

Student Loan Debt Relief to Help FTHBs, Eventually2022-10-24T15:59:28+00:00

CDFIs Are Starting to Flex Their Post-pandemic Clout

By Brendan Pedersen, American Banker

WASHINGTON — The federal government’s response to the COVID-19 pandemic catapulted a niche sector of specialized community development lenders to a new level of prominence in American finance.

CDFIs Are Starting to Flex Their Post-pandemic Clout2022-10-24T15:53:48+00:00

Housing Affordability Continues to Worsen for Many Americans

By Samantha Fields, Marketplace

Construction of new homes fell 2% in June from a month earlier to the lowest level in nine months. The number of new building permits also fell. Confidence among homebuilders is way down.

Housing Affordability Continues to Worsen for Many Americans2022-10-24T15:52:32+00:00

Banking Reform Might Chill Affordable Housing Investment

By Valentina Pasquali, Law360

When federal regulators set out in the spring to buttress a 45-year-old law aimed at ensuring banks serve the full spectrum of residents in the communities where they operate without bias or discrimination, they may have unintentionally laid the groundwork to diminish banks’ vital role as investors in affordable housing.

Banking Reform Might Chill Affordable Housing Investment2022-09-08T19:50:31+00:00

NAAHL’s Roberts Says Proposed CRA Regulations Would Likely Increase Community Development Investment

By: Brad Stanhope, Novogradac

A dozen years after announcing their intention to modernize Community Reinvestment Act (CRA) regulations, three federal agencies–the Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve (Fed) and Federal Deposit Insurance Corporation (FDIC)–issued a joint notice of proposed rulemaking May 5 to strengthen and modernize the CRA.

NAAHL’s Roberts Says Proposed CRA Regulations Would Likely Increase Community Development Investment2022-09-08T20:59:42+00:00
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