Fact Sheet: National Housing & Community Development Impact of Proposed Changes to CRA

Community Reinvestment Act
Written By National Association of Affordable Housing Lenders

The National Association of Affordable Housing Lenders (NAAHL) released the following in response to the proposed updates to the Community Reinvestment Act (CRA) regulations by the Office of the Comptroller of the Currency (OCC) and Federal Deposit Insurance Corporation (FDIC) on August 3, 2026.

This initial national fact sheet analyzes the potential impact of changes to asset thresholds for banks under CRA on affordable housing and community development.

Download the National Fact Sheet
National Association of Affordable Housing Lenders

NAAHL is the only national alliance of banks, CDFIs, and other capital providers dedicated to expanding economic opportunity by financing affordable housing and neighborhood revitalization. NAAHL has worked to advance responsible community reinvestment, fight predatory lending, and strengthen public-private partnerships.

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NAAHL Cautions Against Changes to CRA that Would Reduce Affordable Housing and Community Development Outcomes