Community Reinvestment Act
Incentive to Impact: How CRA Leverages Private Investments into Affordable Housing, Homeownership, Small Businesses, and Local Economies
In 2024 alone, the Community Reinvestment Act (CRA) incentivized more than $430 billion in loans and investments for homeownership, small businesses, and affordable housing and community development in low- and moderate-income (LMI) communities nationwide.
Read the Center for Affordable Housing Lending’s report to learn more about how CRA has proven to be an essential policy that harnesses the power of the U.S. banking system to expand access to housing and economic opportunity.
CRA Impact Profiles
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Innovative Office Conversion Creating Affordable Housing and Building Wealth in Utah
Salt Lake City, UT
Goldman Sachs -
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Building Housing, Healthcare, and Community for Florida Seniors
Pembroke Pines, FL
Citi -
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Growing a Family Business, Creating Jobs in South Carolina
Spartanburg, SC
JPMorganChase
“Regulatory certainty is essential for an effective CRA. A firm regulatory foundation minimizes the burden for banks and their partners and supports meaningful lending and investments in communities.”
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